Renters Insurance in Sumter, SC
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Whether renting an apartment, condominium unit or single-family home, you can benefit from renters’ insurance. It can safeguard you from significant losses if a covered event damages your belongings or a guest is injured. If you’re looking for the most appropriate renters’ policy for your needs, Gamecock Insurance Agency is here to help. 
Your coverage may vary depending on the insurer. However, a standard renter’s policy typically covers the following:
- Personal property coverage may cover repairing or replacing your appliances, clothing, electronics or furniture after a covered event.
- Personal liability coverage may be beneficial if you’re deemed liable for third-party bodily harm or damage to property.
- Additional living expenses may cover your food, shelter and other costs if you must move out of your rental property due to a covered event.
Why Is Renters’ Insurance Important
Renters are usually not covered by their landlord’s insurance policy, so they must carry separate coverage for their personal belongings. This is also recommended for those who are subletting their rental property to another tenant.
Here are a few instances where a renters’ insurance policy can be helpful:
- A burst pipe floods your apartment and damages your laptop.
- Your roof is damaged during a hurricane, rendering your home inhabitable.
- A guest slips, hits their head on the floor, and needs medical attention.
How to Get Renters’ Insurance
Contact Gamecock Insurance Agency today to learn more about renters’ insurance or request a personalized quote.