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A business owner’s policy (BOP) offers a convenient and cost-effective way for small and mid-sized business owners to bundle essential insurance coverages. Knowing the inclusions and exclusions of a BOP helps business owners make informed decisions and avoid coverage gaps that could lead to financial loss. What Does a BOP Typically Include? A standard BOP combines three core types of […]

General contractors typically oversee entire projects, manage subcontractors and are responsible for the overall completion of a job. Independent contractors are usually hired to perform specific tasks or trades, often working under the direction of a general contractor or directly for a client. Because of these differences in roles and responsibilities, insurance needs can vary. […]

If you have a homeowners and auto policy, you may have considered combining them under one insurance company. This approach (often called bundling) can lead to potential cost savings and better coordination of your coverage. How Bundling Works Bundling happens when you purchase two or more types of insurance from the same provider, such as […]

When it comes to insuring your boat, several factors influence the cost of your premium. Among the most significant are your vessel’s age, type and size. Understanding how each of these elements affects your insurance rate can help you make informed decisions and potentially save money. Age of the Boat Older boats typically come with […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]